Protect yourself and your team from high hospital and surgical bills.

Don't get caught with medical bills from life's unexpected turns for you or your family.


A Hospital & Surgical policy provides comprehensive coverage for medical expenses incurred due to hospitalization and out-patient (optional) due to sickness or accident. The policy can be customized to include dental, optical care, medical check-up and maternity and the convenience of cashless payment at our network of panel hospitals and clinics.

Find out more - call (+856) 20 5456 8656 today.

Key Benefits

Room & Board (up to 90 days)
Emergency Treatment 24 Hours after Accident
Pre-hospitalization costs (within 30 days before hospitalization)
Post-hospitalization costs (up to 60 days)
Dental, optical care, medical check-up and maternity (optional)
Intensive care 
What is covered by this insurance?

Your convenience comes first. This package is designed for you and your employees and covers all hospital expenses that you incur as an in-patient if you need to be hospitalized due to sickness or accident including out-patient this optional benefit is included. Plus you have the benefit of choosing from our close network of leading hospitals in-country for the best healthcare services.


  • Convenient Access to Hospitals - get admitted to your hospital of choice without having to pay cash up front.
  • Daily cash allowance if admitted at a government hospital.
  • Dental Coverage - we also cover dental care as a result of injuries or accidents.

We love to help.

Still not sure what you need? Give us a call. We're happy to help, even if you're not a customer. Call us at (+856) 20 5456 8656 and we'll chat or get back to you as soon as we can.
How to claim

Looking to settle claims? There are a few ways you can claim under the Hospital and Surgical Insurance by Forte and it depends on whether you get your treatment from

  1. our Panel Hospitals
  2. an NSSF Network Hospital or
  3. at another licensed hospital

Download our claims form and review our claims procedure for easy and straightforward instructions on how to claim, what information we'll need from you, and to learn about our claims settlement process. 

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